About Us
History
The American Automobile Association (AAA) was formed in 1902. Since then AAA has been providing peace of mind when traveling down the road. Today, over 45 million Americans are AAA members. In 1969, AAA Life Insurance Company became a part of AAA, offering competitive life insurance related products to the public. For more than 35 years, both AAA members and non-members have trusted AAA Life Insurance Company to help provide security along a different road, the road of life.
Competitive Products for AAA Members and Non-Members
AAA Life Insurance Company is committed to providing quality service and competitive products in the same tradition that AAA has been following for over 100 years. Our term life insurance products are very competitive; providing death benefits and premiums that are guaranteed to remain level for 10, 15, 20, 25 or 30 years, depending on your personal needs.
AAA Life Insurance Company offers its competitive term and other life insurance products to non-AAA members as well. If you are not a member of AAA, we certainly hope you will take a closer look at AAA Life Insurance Company products and compare.
Distribution Sources
At AAA Life Insurance Company we offer our products through a variety of convenient sources. You can get a term life insurance quote or enroll in some of our travel accident insurance products online. You can request a phone conversation with a licensed life insurance professional at a time that is convenient for you. You can sit down with an agent at your home or an AAA office to discuss your needs face to face. You can purchase select life insurance coverage through the mail.
Financial Information
Headquartered in Livonia, Michigan, AAA Life Insurance Company is owned by several of the largest entities in the AAA organization and serves as the primary life insurance company and life insurance marketing headquarters. There are a total of five life insurance companies that comprise the Life Alliance; together the five affiliated life companies have $55.2 billion of life insurance in force as of October 31, 2007. With over 900,000 people insured, our assets are more than $1.3 billion with capital and surplus of more than $113 million.
Rating and Accreditation
A.M. Best Rating
The A.M. Best rating assigned to AAA Life Insurance Company reflects AAA Life Insurance Company’s financial strength and positive outlook for the future. AAA Life Insurance Company enjoys high ratings. A.M. Best has assigned us a rating of A- (Excellent). A.M. Best rating is current as of March 2008. See why a Best’s Rating is important.
IMSA Member
AAA Life Insurance Company is a proud member of the Insurance Marketplace Standards Association (IMSA). IMSA promotes high ethical standards in the sale and service of individually-sold life insurance, annuity and long-term care products. Read why a company’s membership in IMSA is important.
Take a Closer Look
AAA is a name that has been trusted for over 100 years. If you are not a member of AAA, we invite you to check out the vast array of products, services and discount programs that AAA provides to its members. Find out why over 45 million Americans are members by visiting your local AAA Club.

