Whole Life Insurance
AAA Life’s Whole Life insurance is coverage that you can easily tailor to fit your specific needs and budget. While you are living, you can be assured that the premiums for your coverage will remain level—they are guaranteed not to increase. If your life insurance needs won't stop when you retire, then whole life may be the coverage you need.
Long-Term Coverage, Immediate Benefits
Whole life insurance provides benefits when they are needed most. It builds guaranteed cash value that may be used in a financial emergency. You can borrow against the accumulated cash value at a low annual percentage rate.1 You may also use the money to pay for a child's college education, to cover medical emergencies, to make home improvements, or even make a down payment on a vacation home.
Your Needs on Your Terms
Whether it's early in life, or later, you'll enjoy the many benefits of this coverage from AAA Life Insurance Company. Just a few of these benefits include:
- Low policy face amounts
- Guaranteed cash value
- Competitive premium rates that remain level
- Reduced premium rates for non-nicotine use
- An optional rider to cover your children
- Death benefits may be provided to your beneficiaries income tax-free, under current tax law2
- An Accelerated Death Benefit available for up to 50% or $500,000, whichever is less, of the death benefit in the event of a terminal illness3
Easy Payment Plans
To help you find a place for life insurance in your budget, we offer the following premium payment options:
- Pay premiums via automatic deductions from your checking or savings account or charge them to your credit card
- AAA Life Insurance Company will bill you annually, semi-annually, or quarterly
Safeguard Your Coverage
By adding the optional Disability Waiver of Premium Rider to your policy, your premiums will be waived if you become totally and permanently disabled, prior to age 60, for six consecutive months or more. Payments will be waived as long as your disability lasts. Full benefit detail and exclusions are stated in the rider.
So Much Depends on Making the Right Decision
Decisions as important as life insurance tend to be put off. We urge you to act now. Life insurance is the cornerstone of a carefully monitored and diversified, high-caliber portfolio. It helps ensure a solid financial future for you and your family. Contact a life specialist to receive more information.
A Whole Life policy from AAA Life Insurance Company offers you the peace of mind that your family may have the funds necessary to pay final expenses.
A few easy steps may reduce the financial and emotional burden caused by death. You may be surprised at how easy it is to get started. Contact your AAA Life Insurance professional today.