Travel Accident Insurance

Car on Road

Travel-related accidents continue to be one of the leading causes of death for all age groups.* Is your family prepared? AAA Life Insurance Company offers a variety of travel accident insurance programs to help provide your family with this valuable protection for just pennies a day. Coverage under these programs is guaranteed for AAA Members in good standing. There are no medical exams or health questions.

365® Travel Accident Insurance

Covers you 24/7 – 365 days a year worldwide for loss of life, or loss of two limbs, or total loss of sight in both eyes. Get up to $200,000 in 365® Travel Accident Insurance.

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Member Loyalty® Travel Accident Insurance

Travel accident insurance with up to $120,000 in death benefit plus daily hospitalization and recuperation benefits for covered travel accidents. Benefit levels increase based on the years you’ve been a AAA member.

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Member Preferred Accident Insurance

Travel accident insurance coverage provides benefits for loss of life or injuries from a covered travel accident. A 10% benefit is payable for loss of life, limb or sight from trips and falls, natural disasters, or covered accidents. After just three years of membership, your Member Preferred benefits are increased up to the full amount.+

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* National Safety Council, "Injury Facts" 2005.

Coverage under the 365® Travel Accident Insurance program applies to covered travel accidents on scheduled airlines, motor vehicles, pedestrian, and common carriers. Benefits reduce at age 70.

With each certificate year, the amount of your benefit increases until you reach the maximum benefit level attained with five years of membership.

+ Coverage under the Member Preferred Accident insurance program applies to covered travel accidents on scheduled airlines, motor vehicles, common carriers, bicycles, golf carts, and as a pedestrian. Loyalty feature not available in all states.

These are accident only policies. Limitations and exclusions apply. Refer to Certificate or Master Group Policy for complete details on benefits and exclusions.