Calculate Your Needs

Find out how much life insurance you may need.

How much life insurance do you think you need? Get a general idea in just two questions—then use our needs checklist to get a more detailed answer.

Calculate Your Needs

Find out how much life insurance you may need.

How much life insurance do you think you need? Get a general idea in just two questions—then use our needs checklist to get a more detailed answer.

Go!

Birthdate

Yearly Salary

Email Address

Please complete/correct the required fields

Here's a General Estimate.

One rule of thumb is to have 7 times your annual salary. So for you that would be [$xxx,xxx] in life insurance coverage. For the average [xx]-year-old, a term period of [x] years can cover the time when their family may be most dependent on their income.

Want a more detailed estimate?
Answer a few additional questions to get a personalized assessment.

Tie up loose ends.

The median cost of a funeral with a viewing and burial is $8,508 (2015, National Funeral Directors Association). Also, consider other final expenses and medical fees.

Cover of my final expenses - funeral, medical bills - about

Clear the slate.

Consider how much your beneficiaries will need to erase student loans, as well as credit card and other debt.

Pay off of my debt - student loans, credit cards - about

Provide for your family.

How long do you want your family’s day-to-day expenses provided for after your income is gone? Financial professionals recommend covering 7-10 years of your salary.

Cover my share of household expenses for years - about per month.

Protect your home.

Pay of the remaining balance on my mortgage of

Send your kids to college.

Pay of higher education costs for kids at per year.

Go the extra mile.

Set aside to leave a legacy for my family, friends and causes I believe in or cover unforeseen costs.

Subtract what's already coming in.

I have of other life insurance and liquid assets that those who are most important to me could use to pay for the items above.

Total Coverage Amount

Based on your answers, we recommend:

$0 of coverage

How Much Life Insurance Do I Need?

The short answer: It depends. Your coverage needs are as unique as you are, but we’re here to help you do the math.

Video Transcript →

Learn more

Learn & Plan

Getting Started

Life insurance made simple! Learn how to shop for the right policy and what to consider when you purchase.

START NOW

Contact Us

We can help!

Got a question? Need a policy?

Let’s connect you with someone
who can help.

GET ASSISTANCE

Learn & Plan

Why AAA Life

We take pride in helping protect your peace of mind. Learn about our commitment to you and your family.

LEARN MORE

Contact

Calculate Your Needs

Find out how much life insurance you may need.

Calculate Your Needs

Find out how much life insurance you may need.

Here's a General Estimate.

Tie up loose ends. The median cost of a funeral with a viewing and burial is $8,508 (2015, National Funeral Directors Association). Also, consider other final expenses and medical fees.

Clear the slate. Consider how much your beneficiaries will need to erase student loans, as well as credit card and other debt.

Provide for your family. How long do you want your family’s day-to-day expenses provided for after your income is gone? Financial professionals recommend covering 7-10 years of your salary.

Protect your home.

Send your kids to college.

Go the extra mile.

Subtract what's already coming in.

Total Coverage Amount

How Much Life Insurance Do I Need?

Learn & Plan

Getting Started

Contact Us

We can help!

Learn & Plan

Why AAA Life

Tie up loose ends.

The median cost of a funeral with a viewing and burial is $8,508 (2015, National Funeral Directors Association). Also, consider other final expenses and medical fees.

Clear the slate.

Consider how much your beneficiaries will need to erase student loans, as well as credit card and other debt.

Provide for your family.

How long do you want your family’s day-to-day expenses provided for after your income is gone? Financial professionals recommend covering 7-10 years of your salary.