Whether you’re still saving for retirement or looking to protect against market fluctuations, AAA Life can help you accomplish your goals. Our competitive interest rate means your principal payment can grow by as much as 9.25% tax-deferred over the first year. These funds will continue to gain interest over time and are paid back to you on a schedule you choose.

Add stability with a Platinum Bonus Annuity®

Start your annuity with as little as $3,000 and add to it whenever you’d like.
Accumulate interest on your principal contribution.
Enjoy reliable, predictable future income to help grow your retirement.
Control your payout structure, receiving payments on your schedule.

Platinum Bonus Annuity® FAQs

What type of annuity is this?

This product is a deferred annuity. A deferred annuity may be ideal for individuals who are looking for guarantees and a first-year bonus to help continue to grow their assets tax-deferred.

How does this annuity work?

Earn a competitive fixed interest rate over a longer time period, typically five years or more.

What is the interest rate on this annuity after the first year?

The minimum interest rate is 3% after the first year for the next four years. Starting in the sixth year, the minimum interest rate is 1%.

What are the distinct benefits of this annuity?

Flexibility of premium payments is a defining feature of the Platinum Bonus Annuity®. You decide when to add to your annuity without having a fixed schedule to do so.

Can I withdraw funds if needed?

Yes. You may access your funds with the ability to take a withdrawal of up to 10% of the accumulated value once per contract year.

What are the key fees and penalties I should be aware of?

Annuities may include various fees such as mortality fees, administrative fees, rider fees, and early withdrawal (surrender) charges. Our experienced agents can help you understand these costs and how they impact early withdrawals.

Why AAA Life?

AAA Life is an award-winning company that has helped millions of policyholders find financial protection solutions since 1969. AAA Life has been included on Forbes’ list of the World’s Best Life Insurance Companies for 2024 and currently holds an ‘A’ (Excellent) rating from AM Best, as of October 2024.

Our competitive annuity rates are another way we can help you add some peace of mind, so you can focus on what matters most. Getting started is as easy as requesting more information online or calling our experienced and licensed insurance agents at (888) 422-7020.

AAA Life also has a 4.5-star rating on Trustpilot – here are some recent reviews of working with us!

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Learn how you can help grow your retirement tax-deferred with a maximum first-year interest rate of 9.25% from AAA Life!

Call us at (888) 422-7020