AAA Life Insurance Company ExpressTerm

Meemic has partnered with AAA Life Insurance Company
to provide term life insurance for our educational community in 3 easy steps.

  • In as little as 10 minutes, you can get term life coverage.
  • There is no phone interview or medical exam; just answer 7 health questions.
  • If approved, you will get your coverage right away — it's all online!

3 Steps to Buy ExpressTerm:

1. GET YOUR QUOTE

  • Share some basic information and get your free, no-obligation quote.

2. APPLY ONLINE

  • Answer a few basic health questions and submit your application.

3. GET YOUR POLICY IN MINUTES!1

  • In just 2 minutes you'll know if you're approved. If so, you're covered — no follow up phone calls, or medical exams necessary.

GET A QUOTE

ft
in

Overall Health Guidelines

While it is impossible to know your rate class with 100% certainty until your case is evaluated by the ExpressApprove automated underwriting engine, the following is provided to give you some general guidance as to what you might expect.

If you qualify for a different rate than the one you select, don't worry - we will let you know and explain your options.

Excellent

You may qualify for the best or 'Excellent' rate if you are in generally good health and haven't used nicotine at all for at least the past 36 months and,

  • No history of high blood pressure
  • No personal history of heart disease, or cancer (other than skin cancer)
  • Never diagnosed or treated for diabetes or elevated blood sugar
  • No alcohol or drug abuse
  • No felony convictions

Good

You may qualify for the 'Good' rate if you are in generally good health and haven't used nicotine at all for at least the past 12 months and,

  • No history of uncontrolled high blood pressure or it is controlled with medication
  • No personal history of heart disease or cancer (other than skin cancer)
  • Never required insulin for diabetes or had complications due to diabetes
  • No alcohol or drug abuse
  • No felony convictions

Fair

If you don't qualify for the other rates due to certain other medical conditions you may qualify for this rate.

Note: Depending on your actual health, it is possible that you will be declined coverage.

Please complete or correct the required fields.
Please enable cookies to continue.
31-DAY MONEY BACK GUARANTEE
If you decide that you are not totally satisfied, simply contact us to cancel your policy within 31 days. We will void your insurance and refund your payment.
LOOKING FOR HIGHER COVERAGE?
For coverage amounts over $250,000 call
1-855-214-7141 to work with a life insurance specialist or click here to get more information.