AAA Life Insurance Company

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Getting Started

Take a moment to learn what fits your needs before you buy.

Helping to protect the future of those you care about with life insurance is one of the most important decisions you can make. Count on AAA Life to provide both added financial security and peace of mind for your family, no matter what your needs may be.

Getting Started

Take a moment to learn what fits your needs before you buy.

Helping to protect the future of those you care about with life insurance is one of the most important decisions you can make. Count on AAA Life to provide both added financial security and peace of mind for your family, no matter what your needs may be.

Things to consider

So you’re contemplating life 
insurance! Be sure to think about:

  • What do I want to cover?
  • How much do I need?
  • What kind is right for me?
  • How do I want to buy?

How much do I need?

Find out how much coverage you should consider and how long it should last, based on your unique needs.

Get Started

Why AAA Life?

We take pride in helping protect your peace of mind. Learn about our commitment to you and your family.

Learn More

CATEGORIES OF LIFE INSURANCE ¹

How much coverage can I get?
Does the coverage amount ever decrease?
Is there a medical exam?
How do premiums work?
How long does it last?

Term Life Insurance

Lasts for a specific period of time—you choose the term and coverage amount, based on your needs and your budget.

Compare Term Life Products

$25,000-$5,000,000+

No—it’s guaranteed

It depends on the product you select

Premiums never change during the term period

Term lengths range from 10 to 30 years

Whole Life Insurance

Lifelong coverage that builds cash over time and helps you lay the foundation for long-term financial security.

Compare Whole Life Products

$3,000-$25,000+

No—it’s guaranteed

No

Premiums never change for your lifetime

Lasts a lifetime, as long as you are making payments

Universal Life Insurance

Lifelong coverage with flexible premiums that can build cash value to help you achieve your unique goals.

Compare Universal Life Products

$25,000-$2,000,000+

No—it’s guaranteed

No

Premiums can be adjusted, as long as minimums are maintained

Never expires, even if you stop making payments (as long as minimum premiums or minimum cash value is present)

CATEGORIES OF LIFE INSURANCE ¹

Term Life Insurance

Lasts for a specific period of time—you choose the term and coverage amount, based on your needs and your budget.

View Products

Term Life Insurance

How much coverage can I get? $25,000-$5,000,000+

Does the coverage amount ever decrease? No—it’s guaranteed

Is there a medical exam? It depends on the product you select

How do premiums work? Premiums never change during the term period

How long does it last? Term lengths range from 10 to 30 years

Quick Facts
Quick Facts

Whole Life Insurance

Lifelong coverage that builds cash over time and helps you lay the foundation for long-term financial security.

View Products

Whole Life Insurance

How much coverage can I get? $3,000-$25,000+

Does the coverage amount ever decrease? No—it’s guaranteed

Is there a medical exam? No

How do premiums work? Premiums never change for your lifetime

How long does it last? Lasts a lifetime, as long as you are making payments

Quick Facts
Quick Facts

Universal Life Insurance

Lifelong coverage with flexible premiums that can build cash value to help you achieve your unique goals.

View Products

Universal Life Insurance

How much coverage can I get? $25,000-$2,000,000+

Does the coverage amount ever decrease? No—it’s guaranteed

Is there a medical exam? No

How do premiums work? Premiums can be adjusted, as long as minimums are maintained

How long does it last? Never expires, even if you stop making payments (as long as minimum premiums or minimum cash value is present)

Quick Facts
Quick Facts

Member Loyalty® Accident

  • Cash benefits for accidental injury—anytime, anywhere
  • Coverage from day 1 with no health questions or exam
  • Exclusive pricing and benefits for AAA members

Annuities

  • Put away money for retirement, tax-deferred
  • Can provide a steady stream of income as long as you need it
  • Structure your annuity for your unique needs

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