AAA Life Insurance Company

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EXPRESSTERM 

Life Insurance

Is ExpressTerm Right for You?

IT'S THE RIGHT FIT IF:

  • You want a quick application process, with immediate coverage if approved
  • You don’t want to wait for a medical exam to get coverage
  • You want the convenience of buying online with no phone calls to apply

EXPLORE OUR OTHER OPTIONS IF:

 

Cost Considerations for ExpressTerm

PRICE FACTORS

  • Customizable coverage amounts and term periods are available. Apply for $25,000 to $250,000 in coverage, with a 10, 15, 20, 25, or 30 year term (varies by age)
  • You can get up to half of your benefits early if you are diagnosed with less than a year to live
  • Should you die during the term of your coverage, your spouse will receive a free lifetime AAA Membership
  • Individuals aged 18-75 are eligible to apply, but rates tend to increase as you get older or your health declines
  • AAA members save at least $60 per year
  • Personalize your policy with optional riders

Optional Add-Ons

Riders add special benefits to further customize a policy for an additional cost.

CHILD TERM

Add up to $20,000 of life insurance protection per child

ACCIDENTAL DEATH

Provides an additional payment of up to $200,000 to your beneficiary should you die in a covered accident

Life Insurance Made Easy

ExpressTerm life insurance has your convenience at its core. When you select ExpressTerm, you’re choosing to protect those you care about—quickly. The simple online application and ExpressApprove underwriting process allow you to activate coverage in as little as 10 minutes if approved.

The AAA Life
Advantage

We take pride in offering quality service to our
many customers—and it shows! There’s strength
in our number of customers, claims paid, and
especially our competitive premium rates.

Learn More

Learn & Plan

Why AAA Life

We take pride in helping protect your peace of mind. Learn about our commitment to you and your family.

Life Resources

Life Insurance Resources

Not sure where to go from here? We've compiled a number of resources to help you.

ExpressTerm

Fact Sheet

Want to read about this product on the go? Take it with you!
Download the fact sheet.