AAA Life Insurance Company



Life Insurance


Apply and Buy Life Insurance Online Today

With AAA Life’s ExpressTerm Life Insurance, you can apply for life insurance online. Those that qualify can receive coverage in as little as 10 minutes, but if more information is needed, a quick medical exam can be completed at a time and place that is convenient for you. ExpressTerm allows you to apply for $25,000 to $250,000 in coverage with 10 to 30-year terms. Submit your application for insurance online today to get started.

Is ExpressTerm Right for You?


  • You want a quick application process, with immediate coverage (if no medical exam is required)
  • You want to apply for up to $250,000 in coverage
  • You want the convenience of applying online independently



Cost Considerations for ExpressTerm


  • Customizable coverage amounts and term periods are available. Apply for $25,000 to $250,000 in coverage, with a 10, 15, 20, 25, or 30 year term (varies by age)
  • You can get up to half of your benefits early if you are diagnosed with less than a year to live 1
  • Should you die during the term of your coverage, your spouse will receive a free lifetime AAA Membership
  • Individuals aged 18-75 are eligible to apply, but rates tend to increase as you get older or your health declines
  • AAA members save $60 per year by waiving the annual policy fee
  • Personalize your policy with optional riders

Optional Add-Ons

Riders add special benefits to further customize a policy for an additional cost.


Add up to $20,000 of life insurance protection per eligible child


Provides an additional payment of up to $200,000 to your beneficiary should you die in a covered accident

Apply for Life Insurance Online with ExpressTerm from AAA Life

AAA Life prides itself on providing customizable Term Life Insurance policies to fit your lifestyle. If you’re looking for fast and easy life insurance that doesn’t require a medical exam if you qualify, AAA Life’s ExpressTerm Life Insurance can be a great choice.

Simply fill out our ExpressTerm online insurance quote form to apply. Then, learn about your coverage options and the price for each package. Once approved, and payment is received, this near-instant insurance will be ready to help protect your future.

Life Insurance Made Easy

ExpressTerm life insurance has your convenience at its core. When you select ExpressTerm, you’re choosing a simple, online application process. Just apply online at your convenience, and if more information is needed, a licensed medical professional will come right to you at a time of your choosing for a quick exam – and that’s it!

The AAA Life

We take pride in offering quality service to our
many customers—and it shows! There’s strength
in our number of customers, claims paid, and
especially our competitive premium rates.

Learn More

Learn & Plan

Why AAA Life

We take pride in helping protect your peace of mind. Learn about our commitment to you and your family.

Life Resources

Life Insurance Resources

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Fact Sheet

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