AAA Life Insurance Company


PLATINUM     Bonus Annuity®

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Is the Platinum Bonus Annuity® Right for You?


  • Saving for retirement is your primary goal
  • You want a stable investment option to grow your retirement savings, tax-deferred1
  • You want to contribute to your retirement savings over time, on a schedule that works for you
  • You’d rather grow your earnings tax-free now and the pay tax when you use your savings




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How Does This Annuity Work?

  1. Start your annuity with as little as $3,000
  2. Earn a competitive interest rate over the longer term, typically five years or more
  3. Have access to your funds with the ability to take a withdrawal of up to 10% of the accumulated value once per contract year
  4. Interest rate is guaranteed for the first 12 months, with additional first-year bonus interest
  5. Add new premiums at any time
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Why a Deferred Annuity for Your Retirement Savings?

  • You earn interest on the money you put in, and on the interest it earns—so your savings accumulate faster
  • You won’t pay taxes during the growth period on your accrued earnings until you take money out
  • Interest rates are competitive and are a good option for those focused on further growth
  • Earn no less than 1.00%—guaranteed! Your annuity will never earn less than that minimum rate—no matter how the financial market fluctuates
  • Your savings are accessible. After the first year, you’ll be able to take one withdrawal per year of up to 10% against your deferred annuity without a withdrawal charge2
  • If your investment strategy changes, you can roll your funds into another investment vehicle

Save with a Deferred Annuity

Deferred annuities are specially designed for retirement saving. While both of AAA Life’s deferred annuities offer guarantees, you can choose which one is right for you based on your goals and objectives for saving.

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Platinum Bonus Deferred Annuity

Fact Sheet

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Download the fact sheet.