Applying for life insurance may seem daunting, but it’s actually fairly straightforward. Understanding the basics of getting life insurance can help the process go smoothly.

There are benefits to buying life insurance when you’re young, even if you don’t yet have financial dependents.

Now that you are covered, what’s next? Is there anything that you should keep in mind now that you have coverage?

This is a great question, but a better question to ask is: How much life insurance do I need at this point in my life?

If you have life insurance, it’s possible that you may have more than one policy—or need more than one.

Protecting your child is a job - and that extends into their financial lives as well.

The kids are gone and you’re officially an empty-nester, so it’s a great time to get rid of your life insurance, right? Not so fast.

If minor children have been named as the beneficiary of your life insurance policy, then it can become legally complicated.

If you’re a single parent, you have to ask yourself: What would happen to your children financially if something happened to you?