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Plan for retirement by earning interest on
your money now and paying taxes later -
guaranteeing an income stream for you and
your loved ones.

You know there is no shortage of financial vehicles to help with retirement savings and income. But you want stability in your retirement portfolio, with solutions that are straightforward and simple to understand.

In the years leading up to retirement, you work hard to save for the future. This can be a good time to start a deferred annuity, which allows the money you put in to grow tax-deferred. A deferred annuity is also appropriate if you’re already retired and looking for guarantees to help continue to grow your assets.

Upon retirement, you may need to take an income from the savings you have accumulated—even if you receive social security and have a pension plan. An immediate annuity allows you to take a portion of your savings and create a steady income for your lifetime, or for as long as you choose.

Deferred Annuities

With a deferred annuity, you can earn interest on your money now and pay taxes later.*

Immediate Annuities

With an immediate annuity, you can guarantee an income stream for life.

Disclaimers & Disclosures

*AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor priorto the purchase of any contract.

Product and its features may not be available in all states. Annuities are not short-term products. Withdrawals prior to age 59½ may be subject to IRS penalties. For a deferred annuity, during the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. Payments from an immediate annuity to you may be taxable.

This is an outline of the contract provisions and does not contain all of the benefits and exclusions. For complete terms of the annuity, please refer to the contract.

Your local club and/or its affiliates act as agents for AAA Life. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY.

Contract Form Series: ICC11-4101/DA-4101, ICC11-4111/DA-4111, ICC14-4120/SPIA-4120 (In OR: ICC11-4101, ICC11-4111, ICC14-4120)