Be honest. Do you procrastinate when it comes to things that you know you should do? 

While age and health are important factors that underwriters will consider, there are other factors as well.

See why getting a health screening can lead to better rates.

Applying for life insurance may seem daunting, but it’s actually fairly straightforward. Understanding the basics of getting life insurance can help the process go smoothly.

This is a great question, but a better question to ask is: How much life insurance do I need at this point in my life?