AAA Life Insurance Company

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Guaranteed Issue     WHOLE LIFE     Insurance

Is Guaranteed Issue Whole Life Right for You?

IT'S THE RIGHT FIT IF:

  • You need to help cover final expenses
  • You want a quick and easy acceptance process, with no medical exam or health questions
  • You want a policy that builds cash value over time1
  • You’re between the ages of 45 and 85 and need a policy with guaranteed premiums

EXPLORE OUR OTHER OPTIONS IF:

Price Factors for Guaranteed Issue Whole Life

FACTORS TO CONSIDER

  • Once locked in, your monthly policy premiums will never go up, as long as they are paid when due
  • The rates available to you will get higher as you age, locking them in early preserves your best rate
  • Customizable coverage amounts up to $25,000
  • Your benefits automatically double if death is caused by a covered accident
  • AAA members and their spouses2 save $60 per year
  • The limited benefit feature in the first two years allows your acceptance to be guaranteed
  • And at age 100, your coverage stays in effect with no further payment from you. It’s a benefit you can count on

Additional Features

GRADED BENEFIT FEATURE

Your beneficiaries will receive the total benefit amount from day one for accidental death. This insurance is referred to as graded benefit whole life insurance. If you suffer a non-accidental death within the first two years of coverage, your beneficiaries will get 100% of the premiums you paid, plus 30%. If death occurs after two years, then the total amount of your coverage is paid, no matter what the cause of death

EXCLUSIVE LIFETIME MEMBER BENEFIT

After the first two policy years, your surviving spouse receives a free lifetime AAA membership. Annual basic/classic AAA membership dues will be paid by AAA Life to the insured’s local AAA club. This is an exclusive benefit only AAA Life Insurance Company provides and you can’t get anywhere else

Important Coverage That’s Guaranteed

With Guaranteed Issue Whole Life, not only can you get the life insurance benefits you’re looking for, you’ll get to utilize AAA Life Insurance Company’s quick-and-easy guaranteed acceptance process.

The AAA Life
Advantage

We take pride in offering quality service to our
many customers—and it shows! There’s strength
in our number of customers, claims paid, and
especially our competitive premium rates.

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Life Resources

Life Insurance Resources

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Guaranteed Issue Whole Life

Fact Sheet

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